Teresa Carver is Senior Counsel in Freeman Mathis & Gary, LLP's Dallas office. She is a member of the Insurance Coverage & Extra-Contractual Liability and Professional Liability/Errors & Omissions Practice Sections. She is also a member of the Midwest Coverage Interdisciplinary Team. She focuses her practice on preparing coverage opinions and handling coverage and bad faith claims for personal lines and commercial lines policies.

Ms. Carver represents insurers in coverage and bad faith disputes involving personal and commercial automobile policies, homeowners' policies, commercial general liability policies, employer's liability policies and umbrella policies. She has represented numerous insurers in residential and commercial claims arising out of Hurricane Ike and various hail and windstorms throughout the state of Texas. Additionally, she has reviewed purported Stowers demands for several insurers and assisted with responses thereto.

Ms. Carver has served as a speaker at several seminars and authored or co-authored papers on topics including the Stowers doctrine, first-party issues, the duty to defend, reservation of rights letters, premises liability and property and casualty coverage.

Texas

U.S. District Court, Eastern District of Texas

U.S. District Court, Southern District of Texas

• “Diminished Value: Fact or Fiction?”
• “Handling Texas Property Claims: Practical Tips for Complying with Texas Law…and Avoiding Trouble”
• “Premises Liability: A Glance Behind and a Look Ahead”
• “Third-Party Issues and Reservation of Rights”
• “UM/UIM Coverage Key Issues and Trends in Texas”

• Obtained favorable resolution of many residential property insurance lawsuits involving Hurricane Ike
• Obtained favorable resolution of many residential and commercial property insurance lawsuits involving hailstorms and windstorms throughout Texas
• Obtained favorable resolution of many UM/UIM claims involving both personal and commercial automobile policies
• Defended life insurance company in lawsuit involving misrepresentation of a pre-existing condition
• Defended life insurance company in lawsuit involving contested suicide within two years of the issuance of the policy
• Authored hundreds of coverage opinions

• South Texas Law Review
• Scholastic Legal Honor Society

• AV Preeminent Peer Review Rated, Martindale-Hubbell
• Houston’s Top Lawyers, Houston Texas Magazine, 2006