In a case of first impression, the Eleventh Circuit affirmed the district court’s dismissal of an insured’s claim for lost business income after it suspended operations at its restaurant due to COVID-19 in a matter…
In a case of first impression, the Eleventh Circuit affirmed the district court’s dismissal of an insured’s claim for lost business income after it suspended operations at its restaurant due to COVID-19 in a matter handled by Philip Savrin and Shawn Bingham. The insured contended that the closure was the result of an executive order issued by the governor of Georgia. The appeals court agreed with the lower court’s finding that the term “direct physical loss” under Georgia law requires a physical loss to the property that is “tangible or concrete.” Here, at most, the governor’s order caused “intangible” harm as “it did not destroy, ruin, or even damage any part of the restaurant.” The appeals court noted that its reasoning is in line with “every federal and state appellate court” that applied the same policy language in the COVID-19 context.
Henry’s Louisiana Grill, Inc. v. Allied Insurance Company of America, 35 F.4th 1318 (11th Cir. 2022).
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Complete Dismissal in Utah Data Breach Class Action
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