Georgia Court reaffirms enforceable auto claim settlements
8/3/26
By: Meredith Freidheim and Lee Whatling
Squires v. Vincent, 928 S.E.2d 276 (Ga. Ct. App. 2026), is one of a recent flurry of cases involving the 2021 version of Georgia’s statute governing offers to settle injuries …
Illinois court revisits contractor liability and retained control
8/3/26
By: Joseph Tripoli
When businesses hire outside contractors, where does contractor oversight end and potential liability begin? That question frequently arises in industries that rely on third-party vendors, including security companies, maintenance providers, contractors, and property managers. In …
Illinois moves toward active rate regulation: A significant shift from decades of open competition
6/2/26
For more than fifty years, Illinois has stood apart as a “file-and-use” jurisdiction, relying on market competition rather than regulatory approval to govern insurance rates. That framework emerged after the repeal of prior …
4/14/26
By: Gabriella Ahles
In Wagner v. Arizona Municipal Risk Retention Pool, the Arizona Court of Appeals has reiterated that third party administrators are not liable to insureds for bad faith where there is no contractual nexus between …
Broad means broad: Ohio Supreme Court compels arbitration of bad-faith claim
3/23/26
By: Spencer Sukel
If Ohio classifies a bad-faith claim-handling claim as a tort arising by operation of law, is that claim arbitrable? As of November 2025, the Supreme Court of Ohio says yes, it is—at least so long …
Authorized emissions, denied coverage: A landmark ruling in Griffith Foods
2/27/26
By: Ryne Sack and Jonathan Schwartz
In a seminal decision, the Illinois Supreme Court held that a permit or regulation authorizing certain emissions has no bearing on the application of a liability insurance policy’s pollution exclusion …
Revisiting Koikos: The Eleventh Circuit re-interprets the word “occurrence”
11/21/25
By: Christian Gunneson and Alexia Roney
In the aftermath of the Parkland school shooting in 2018, victims filed over sixty lawsuits against the Broward County Sheriff’s Office (“BCSO”) for failing to secure Marjory Stoneman …
Causation is disputed – that’s why Florida’s Second DCA is keeping the (bad) faith instruction
11/11/25
By: Jessica Cauley
On September 19, 2025, Florida’s Second District Court of Appeals affirmed a final judgment in favor of Florida Farm Bureau General Insurance Company (“FFB”) in an extra-contractual action. The case arose out of a …
Interpleader recognized as safe harbor under Indiana law
10/23/25
By: Jacob Berlinger and Donald Patrick Eckler
Indiana’s Supreme Court has announced major changes to the governing standards for insurance disputes in the state. In Baldwin v. Standard Fire …
9/15/25
By: William H. Buechner, Jr. and Philip W. Savrin
FMG Attorneys Phil Savrin and Bill Buechner prevailed upon the Eleventh Circuit to affirm the grant of summary judgment to the insurer on novel issues …
9/5/25
By: Cory A. Chipman and Galina Kletser Jakobson
On September 4, 2025, the Washington Supreme Court clarified the meaning of “job applicant” under the Washington Equal Pay and Opportunities Act (EPOA), RCW 49.58.110.1 …
Los Angeles court finds California Fair Plan Policy coverage for smoke damage illegal
7/7/25
By: Rachel E. Hobbs
A Los Angeles County judge has found the California Fair Plan’s coverage for smoke damage to be unlawfully restrictive. In Aliff v. California Fair Plan Association, the plaintiff alleged that the policy’s smoke …