Texas Appellate Court wipes away hospital’s claim of Covid property damage
2/24/25
By: Gabriel Canto
Another court of review joined a growing consensus in finding that the presence of the coronavirus (SARS-CoV-2) does not cause “direct physical loss of or damage to” property. In Lloyd’s Syndicate 1967 et al. v. Baylor College …
2/21/25
The California FAIR Plan Association is a private association of all insurers licensed to conduct property or casualty business in California. The FAIR Plan was created by the California legislature to provide insurance to California residents who …
California increases auto insurance minimums for the first time since 1967
2/12/25
After 58 years, California has raised the minimum amount of auto insurance drivers are required to carry. The Protect California Drivers Act, Senate Bill 1107, went into effect on January 1, 2025, with the goal of …
1/14/25
By: Amanda M. Figueroa and Marc J. Shrake
As expected, California Insurance Commissioner Ricardo Lara has issued a mandatory moratorium on cancellations and non-renewals of insurance for residential properties near the Palisades and Eaton fires.
Through January 7, 2026, no …
Going above and beyond: North Carolina insurers may seek settlement even when they have no duty
1/13/25
By: Shawn Bingham
A recent appellate case from North Carolina is a reminder that insurers sometimes go beyond what is required of them. In Luis Ortez and Theresa Beddard Estes v. Penn National Security Insurance Company et. al., No. …
FMG convinces Eleventh Circuit to find for client on competing “other insurance” clauses
12/27/24
By: James G. Bozza and Jessica C. Samford
In a published opinion, the Court of Appeals for the Eleventh Circuit has held that purely excess language in one “Other Insurance” clause makes that policy excess over another policy that allows …
Oh, Saturday night’s alright for fighting, but you won’t get a little coverage in
12/20/24
By: Jessica Cauley
On August 27, 2024, the United States District Court for the Southern District of Florida entered an Order granting Westchester Surplus Lines Insurance Company and Illinois Union Insurance Company’s Motion for Final Summary Judgment in a declaratory …
No duty to defend finds Illinois Appellate Court under cyber policy for BIPA claim
11/11/24
By: Donald Patrick Eckler and Madeline M. Krolczyk
The Illinois Appellate Court, First District held the insurers in Tony’s Finer Foods Enterprises, Inc. v. Certain Underwriters at Lloyd’s London have no duty to defend their policyholder, Tony’s Finer Foods, against …
Insured’s lease bars carrier’s subrogation claim against tenant
11/7/24
By: Matthew Pakkala
The Michigan Court of Appeals reversed a seven-figure award obtained by a Plaintiff-subrogee, Hastings Mutual Insurance Company (“Hastings”), against a Defendant-lessee, Nidec CHS LLC (“Nidec”), resulting from a dispute over fire damage and the cost of repairs. …
Who paid whom? Illinois Supreme Court addresses an insurer’s right to contractual subrogation
10/9/24
By: Donald Patrick Eckler and Sophie Stevanovich
In Zurich American Insurance Company v. Infrastructure Engineering, Inc., 2024 IL 130242, the Illinois Supreme Court affirmed the appellate court’s decision to allow the insurance company the right to be subrogated for …
Florida court hits the brakes: Insurer does not owe duty to defend in Fojon v. Ascendant
9/9/24
By: Catherine M. Carson-Freymann
On August 28, 2024, the Florida Third District Court of Appeal ruled an insurer did not have a duty to defend in Elizabeth Fojon, Appellant, v. Ascendant Commercial Ins. Co., 3D23-1400, 2024 WL 3956889, at …
Nevada Supreme Court upholds $200 million jury verdict against health insurer
9/4/24
By: Galina Kletser Jakobson and Lisa M. Lampkin
In Sierra Health and Life Ins. Co. v. Eskew, 2024 WL3665443 (2024), an unpublished opinion, the Nevada Supreme Court upheld a jury verdict awarding $40 Million in compensatory and $160 Million …